If saving enough for a 20% down payment will delay your home buying dream for years, you should consider your alternate options, how to qualify first time home buyer ?

If saving enough for a 20% down payment will delay your home buying dream for years, you should consider your alternate options:

1. An FHA Loan
   The Federal Housing Administration, or FHA, insures loans for qualified first-time home buyers. With FHA backing, lenders can offer you a loan at a low interest rate with as little as 3.5% down.
    
2. VA Loans
   Qualified military veterans can obtain a mortgage with zero down payment, thanks to a program administered by the Department of Veterans Affairs (VA). Like an FHA loan, a "VA loan" is a federally insured loan that's issued by a traditional financial institution, like a bank. These loans don't require any down payment, and as a bonus, the buyers don't need to pay PMI either – making them an even better deal than FHA loans.

If you're interested in learning more about these programs or other options for down payment assistance, please give me a call today. Together we can figure out a way to make your dream of homeownership a reality.

For More Information:

Kim Kroner Realtor - Associate Broker

Top Producer - NVAR Multi Million Dollar Sales Club

Member - Long & Foster Chairman's Club

Long & Foster Christie's International

kim@kimkroner.com

(703) 946-2526

(800) 9611328

www.kimkroner.com

309 Maple Ave W. Vienna, VA 22180

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